Updated for 2026
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New York · Updated 2026

Solar Panel Cost in New York

Average costs, savings estimates, and incentives for New York homeowners — plus free installer quotes.

$28,000
Avg. System Cost
before incentives
9.8 yrs
Est. Payback Period
based on avg savings
$2,000
Annual Savings
$167/month
9.8 yrs
Payback Period
30,400 25-yr ROI

Solar in New York: Overview

New York homeowners who go solar can expect to pay around $28,000 for a typical 9.3 kW system before incentives. Note: the 30% federal residential solar tax credit expired December 31, 2025. State and local incentives may still reduce your net cost.

With average annual electricity savings of $2,000, the typical payback period in New York is 9.8 years. Over 25 years, that represents a return on investment of approximately $30,400.

New York's sun score of 60/100 reflects the region's solar irradiance. The state also offers NY-Sun incentive, which can further reduce your upfront costs.

Solar Incentives in New York

Federal ITC (Section 25D)Expired

Expired December 31, 2025 — no longer available for new residential installs

NY-Sun incentiveState

State-specific program for New York residents

Property Tax ExemptionVaries

Many states exempt solar from property tax assessments

Net MeteringUtility

Sell excess power back to the grid at retail rates

Frequently Asked Questions — Solar in New York

How much do solar panels cost in New York?

The average solar installation in New York costs approximately $28,000 before incentives. Note: the 30% federal residential solar tax credit expired December 31, 2025. State and local incentives may still apply in your area. Prices vary by system size, installer, and equipment quality.

How much can I save with solar in New York?

New York homeowners save an average of $2,000 per year on electricity with solar. Over 25 years, that's a potential return of $30,400 after accounting for your net system cost.

What solar incentives are available in New York?

New York offers NY-Sun incentive. Note: the federal 30% residential ITC expired December 31, 2025. Check with your utility company for additional rebates and state programs.

How long is the solar payback period in New York?

Based on average costs and savings, the typical payback period in New York is approximately 9.8 years. After payback, your solar panels continue generating free electricity for 15–20+ more years.

Is solar worth it in New York?

With a sun score of 60/100 and average annual savings of $2,000, solar is a good investment in New York. The NY-Sun incentive further improves the economics.

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